Personal and business loans from a Ministry of Law licensed lender in Jurong East. Transparent terms, capped rates, cash disbursed the same day.
UP TO 12 MONTHS FLEXIBLE REPAYMENT – *SUBJECT TO APPROVAL* SGP CREDIT Business Loans can empower
Finding the right money lender in Singapore shouldn’t feel like a gamble. Too many borrowers end up with an unlicensed operator because the offer arrived first and the questions came later.
SGP Credit does the opposite. We’re a licensed money lender operating from Jurong Gateway, regulated by the Ministry of Law under licence number 10/2026. Every rate, fee and repayment date is capped by statute, disclosed in writing, and explained to you in person before you sign anything.
We serve individuals who need cash for a medical bill, a renovation or a debt consolidation, and businesses that need working capital faster than a bank can move. In both cases the approach is the same: assess honestly, lend responsibly, and give you a straight answer quickly.
Find out what you qualify for. Apply with Singpass →

We offer Personal Loans to make it easier for Singaporeans and PRs to provide for their needs today and carry out their plans for tomorrow. SGP CREDIT Business Loans make it stress-free for entrepreneurs and small and medium-sized enterprises (SMEs)
Unsecured, multi-purpose cash for renovation, medical bills, education, debt consolidation or emergencies. No collateral, no guarantor.
Working capital for small and medium enterprises that need funding without a bank’s paperwork or waiting period.
Up to S$100,000 for operations, equipment, expansion or bridging a cash-flow gap. Secured and unsecured options.
Funding for founders and sole proprietors building something new, assessed on trading performance rather than corporate history.

Fully licensed and verifiable. Search our name on the Ministry of Law’s Registry of Moneylenders before you apply. We’d rather you check.
Rates capped by law. Licensed money lenders cannot exceed statutory limits on interest and fees, and your total cost can never exceed the amount you borrowed.
Same-day cash. Most applications are reviewed within hours, and approved funds are disbursed during your office visit.
Repayment built around you. Monthly or payday schedules, structured around your actual income rather than a fixed product.
Nearly 6,000 five-star reviews. Our Google rating comes from borrowers who were treated fairly, including those we had to turn down.
Fuss Free loan application

Under five minutes, online or in our office.

One of our loan advisors contacts you within one business day.

Approved funds disbursed the same day.
Borrow in a legal way, today! Choose to apply
Adjust the loan amount, tenure and interest rate to see your monthly instalment, total interest and admin fee before you apply. Figures are indicative – your final terms are confirmed in writing after assessment.
Searching for money lenders near me in the west? Our office sits inside Jurong Gateway, a few minutes’ walk from Jurong East MRT and directly accessible from JEM, Westgate and IMM.
We regularly serve borrowers from across the western region — including Jurong West, Clementi, Boon Lay, Bukit Batok and Choa Chu Kang — as well as clients travelling from across Singapore.
Blk 133 Jurong Gateway Road, #01-295, Singapore 600133
Licence No. 10/2026 · +65 6466 1157
Mon–Fri: 11:30AM – 7:30PM · Saturday: 11:30AM – 7:00PM
Sunday & Public Holidays: Closed
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Search the lender’s name on the Ministry of Law’s Registry of Moneylenders. Only lenders on that list may legally offer loans in Singapore. SGP Credit holds licence number 10/2026.
Search the lender’s name on the Ministry of Law’s Registry of Moneylenders. Only lenders on that list may legally offer loans in Singapore. SGP Credit holds licence number 10/2026.
Search the lender’s name on the Ministry of Law’s Registry of Moneylenders. Only lenders on that list may legally offer loans in Singapore. SGP Credit holds licence number 10/2026.
Search the lender’s name on the Ministry of Law’s Registry of Moneylenders. Only lenders on that list may legally offer loans in Singapore. SGP Credit holds licence number 10/2026.
Search the lender’s name on the Ministry of Law’s Registry of Moneylenders. Only lenders on that list may legally offer loans in Singapore. SGP Credit holds licence number 10/2026.
Search the lender’s name on the Ministry of Law’s Registry of Moneylenders. Only lenders on that list may legally offer loans in Singapore. SGP Credit holds licence number 10/2026.
Search the lender’s name on the Ministry of Law’s Registry of Moneylenders. Only lenders on that list may legally offer loans in Singapore. SGP Credit holds licence number 10/2026.
Search the lender’s name on the Ministry of Law’s Registry of Moneylenders. Only lenders on that list may legally offer loans in Singapore. SGP Credit holds licence number 10/2026.
Search the lender’s name on the Ministry of Law’s Registry of Moneylenders. Only lenders on that list may legally offer loans in Singapore. SGP Credit holds licence number 10/2026.
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