Personal Loans

With SGP Credit’s Personal Loan programme, you can get the extra cash you need to renovate your home, repair or accessorize your automobile, fund your children’s education, pay off your debt, prepare for special occasions, or even fulfill travel or leisure plans.

Personal loans are multi-purpose cash loans without collateral requirements and come in easy, flexible and affordable payment terms. Personal loans are among the most popular loan options for borrowers because it gives you cash to meet your immediate needs; you can accomplish life-improving plans or have available funds in case unplanned situations or expenses come your way. Personal loans are also one of the easiest loans to apply for and a convenient option if you are in need of urgent cash.

SGP Credit’s low interest rates open great opportunities for interested individuals. We provide the assistance for your various financing needs such as:


  • Home renovation or upgrade
  • Automobile repair/upgrade
  • Purchase of furniture, appliances and electronic gadgets
  • Tuition or education
  • Travel or vacation
  • Debt payment or debt consolidation
  • Health and wellness
  • Medical bills
  • Special occasions


Eligibility requirements for SGP Credit’s Personal Loans include:


  • Full-time employment
  • Age 21 years old and above
  • Singaporean nationality or a permanent resident of Singapore; and
  • Valid Singapore Employment Pass (for foreigners working in Singapore)
  • Acceptable credit history (not a bankrupt)

Please ensure that you have the following required documents to be able to apply for SGP Credit’s Personal Loans:


  • NRIC
  • Original and printed copy of your latest 3 months Pay Slips
  • CPF Statements
  • Income Tax Statements
  • Original PUB Bill; or
  • Any proof of billing indicating your residential address (electricity and other utilities bill or hand phone bill)


SGP Credit assures would-be borrowers that their personal loan applications are speedily approved to the best of our abilities. SGP Credit can personalize your payment terms based on your needs: repay your loan on a weekly, monthly or payday basis. Contact us today for more details!